Loan Consolidation – The best different rate

By converting your current credits into a single installment loan using the credit pool of Across Lender, you will have only one monthly payment to pay and only one organization to whom you can turn. If you wish, you can also choose to calculate the period over which your new repayments will extend so as to lower the amount of your monthly payments and in this way restore your budget to balance. http://www.anti-spam-league.org/federal-direct-consolidation-loan-interest-rate/ for further explanation

Guaranteed credit without surprises

  • from 2.501 $ to 75.000 $
  • period ranging from 12 to 120 months (depending on the amount borrowed)
  • maximum period 96 months if the borrower is not the owner

* Conditions valid if the borrower has a debt ratio of less than 40% (see all the conditions on the Across Lender website). The maximum legal APR will apply if the conditions are not met.

Simulation of credit consolidation Spin Lender

Simulation of credit consolidation Spin Lender

Let’s take action with the simulation of loan consolidation from Across Lender! First determine the amount by summing up what you still have to pay for your current loans. Adjusting the duration of your new single installment loan will then allow you to choose a monthly payment in line with your budget.

TAEG Monthly payments Full refund Total Interest  
5.95% $ 288.55 $ 17.313,00 $ 2.313,00 Not available

Comparison of credit groupings in Belgium – APR: Global Annual Effective Rate = standardized indicator which makes it possible to compare credit groupings. – The data relating to credit groupings are provided for information only and do not engage the responsibility of Binary Lender

Representative example: by subscribing to a credit consolidation for an amount of $ 15,000 to be repaid in 48 months with an APR of 5.60% (fixed annual borrowing rate of 5.60%), you will have to repay 48 monthly payments of 348.58 $. The total amount due will therefore be $ 16,731.84

Credit consolidation rate of Across Lender

Credit consolidation rate of Across Lender

The Spin Lender credit grouping is an installment loan and therefore follows the same rules, namely that the amount / duration chosen for your loan generally has an impact on the rate you get. Since a grouping of loans is not a “fixed” solution (you may be able to borrow more than the amount necessary to buy back your current loans), it is important to have an overview of the combinations of this credit .

amount / duration 12
month
24
month
36
month
48
month
60
month
72
month
84
month
96
month
108
month
120
month
$ 5000
$ 10,000 9.99% 9.99% 5.95%
$ 15,000 9.99% 9.99% 5.95% 5.95%
$ 20,000 9.99% 9.99% 5.95% 5.95% 5.95% 5.95%
$ 25,000 9.99% 9.99% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
$ 30,000 9.99% 9.99% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
$ 35,000 9.99% 9.99% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
$ 40,000 9.99% 9.99% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
$ 45,000 9.99% 9.99% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
$ 50,000 9.99% 9.99% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%

Warning ! “Borrowing money also costs money”

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